The following benefits apply to benefits eligible Resident/Fellows.
Resident/Fellows are eligible for one D-H medical plan — the $0 Deductible PPO Plan. Following is an overview of the coverage provided by the $0 Deductible PPO Plan.
The 2015 LiveWell Benefits program provides Resident/Fellows with STD coverage equal to 100% of base salary for up to 90 days. This benefit begins immediately following The Hartford's determination of disability.
Long-Term Disability (LTD) Insurance
The 2015 LiveWell Benefits program provides Resident/Fellows with basic LTD coverage equal to 80% of base salary, to a maximum benefit of $3,750 per month. The Hartford determines eligibility and medical necessity for LTD. If approved, LTD payments begin immediately following the date STD payments end.
Life Insurance Benefits*
The 2015 LiveWell Benefits program provides Resident/Fellows with the following Life and AD&D insurance at no cost.
Resident/Fellows Basic Life Insurance
- 1x salary to a maximum of $100,000 Resident/Fellows Accidental Death and Dismemberment (AD&D) Insurance
- 1x salary to a maximum of $100,000 Flexible Spending Accounts
As a Resident/Fellow you may be eligible for our Health Care Reimbursement Account (HCRA) and Dependent Care Reimbursement Account (DCRA) accounts.
Dartmouth-Hitchcock Employee Investment Plan — 403(b) Plan
Resident/Fellows are eligible to participate in the Dartmouth-Hitchcock Employee Investment Plan – the 403(b) Plan. You may save up to 100% of your income per year, subject to IRS maximums**, through:
- 403(b) Pre-tax contributions,
- 403(b) Roth After-tax contributions, or
- A combination of both types of savings.
If you are age 50 or older in 2014, you may also make "catch-up contributions," subject to IRS annual maximums**. Resident/Fellows are not eligible for benefits from the Dartmouth-Hitchcock Retirement Plan 401(a) Plan.
* Resident/Fellows Basic Life and AD&D insurance coverage reduces by 50% at age 70.
** In 2015, the IRS contribution limit is $18,000 for employees under age 50. Employees age 50 or older during the year may save up to an additional $6,000 in "catch-up" contributions. The 2015 limits will be posted on the myBenefits portal at www.MyDHBenefits.com when they become available.
- Table of Contents
- About GME
- ACGME Competencies
- Eligibility & Selection
- Agreement of Appointment
- Programs & Benefits
- Position Overview
- Confidential Reporting
- GME Policies
- Institutional Policies